{"id":10796,"date":"2020-05-15T19:52:27","date_gmt":"2020-05-15T16:52:27","guid":{"rendered":"https:\/\/www.holfinasig.ro\/?page_id=10796"},"modified":"2020-10-18T20:51:21","modified_gmt":"2020-10-18T17:51:21","slug":"medical-professional-liability-insurance","status":"publish","type":"page","link":"https:\/\/www.holfinasig.ro\/en\/business-insurances\/medical-professional-liability-insurance\/","title":{"rendered":"MEDICAL PROFESSIONAL LIABILITY INSURANCE"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column]<div class=\"section-title title-block title-style-2\"><span class=\"top-title\"><\/span><h2 class=\"title\">A malpractice related claim can have severe financial and reputational consequences.<\/h2><\/div>[vc_column_text]<img loading=\"lazy\" decoding=\"async\" class=\"alignright size-full wp-image-12247\" src=\"https:\/\/www.holfinasig.ro\/wp-content\/uploads\/2020\/08\/shutterstock_451054186-1.jpg\" alt=\"\" width=\"300\" height=\"168\" \/>As a medical professional, you work under significant threat of facing lawsuits for alleged medical malpractice. One wrong diagnosis can lead you in a world of pain.<\/p>\n<p>Because your job as a medical professional can involve many risks, you should make sure you have a robust cover against these risks. Getting sued for medical malpractice would be seriously damaging, to both your reputation and personal financial wellbeing.<\/p>\n<p>That&#8217;s why it&#8217;s important for you to carry medical professional liability insurance. Use an experienced broker to get the quality cover you need. Use our services.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column css=&#8221;.vc_custom_1581792462279{padding-top: 50px !important;}&#8221;][vc_tta_accordion][vc_tta_section title=&#8221;What does Professional Liability insurance cover?&#8221; tab_id=&#8221;1581792306998-8b7e02c8-83ad&#8221;][vc_column_text]In the event of an allegation of negligence or a lawsuit, medical malpractice insurance will cover expenses, including defence attorney fees, court costs and any settlements or judgments.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Why do you need Professional Liability insurance?&#8221; tab_id=&#8221;1581792307015-14191d2b-6007&#8243;][vc_column_text]Everyday physicians and other healthcare professionals face the risk of legal action being taken against them in respect of their professional liability. The indemnities that may be made as a result of a successful claim can be huge but even the legal costs of defending the most spurious claim can cause severe financial hardship.<\/p>\n<p>This insurance is designed to protect you from suffering financially if you make a professional mistake. Even if you do not make a mistake, this insurance protects you when patients claim that you did. Do not forget \u2013 the peace of mind is something which you cannot put a price on.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Common causes for Professional Liability claims against physicians and other healthcare professionals&#8221; tab_id=&#8221;1589561089058-d470031b-293e&#8221;][vc_column_text]The most common causes for a medical malpractice case are the following:<\/p>\n<ul>\n<li>Failure to Diagnose \u2013 When a competent doctor would have diagnosed the patient faster or come to a different diagnosis than the at-fault doctor, the patient may suffer injuries. Therefore, the physician was negligent for failing to diagnose on time or diagnose the proper condition.<\/li>\n<li>Improper Treatment \u2013 When a physician treats a patient using a method or medication that other competent physicians would not use, and the patient is harmed, it is malpractice.<\/li>\n<li>Failure to Warn of Risks \u2013 Physicians are required to tell their patients of any known risks that come from treatment, medication, or proposed treatment plan. Only then can a patient indeed consent to that plan. If the patient is not fully informed and suffers an injury, the physician is negligent because they breached their duty to receive informed consent.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;What is the limit of liability?&#8221; tab_id=&#8221;1589561116088-61552f9c-2e44&#8243;][vc_column_text]An important choice for your professional liability insurance is the limit of liability. The limit of liability is the maximum that the insurance company will pay in the event of a claim. The higher the limit of liability, the higher your insurance premiums will be.<\/p>\n<p>When purchasing a professional liability policy, you also should consider the deductible associated to the insurance product. The deductible is the amount of a claim you are responsible for paying before the insurance company\u2019s coverage takes effect. Deductibles are a form of risk sharing and provide a financial incentive for you to take actions to reduce the risk of professional indemnity claims.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;What can we do for you or your business?&#8221; tab_id=&#8221;1581792326536-c60bfba5-b24a&#8221;][vc_column_text]<\/p>\n<ul>\n<li>Provide you with free and impartial specialist advice concerning risk management and cover options<\/li>\n<li>Provide you with the right insurance product which best suit your specific needs, helping you to:\n<ul>\n<li>Minimise your exposure to risk<\/li>\n<li>Save your time and money<\/li>\n<\/ul>\n<\/li>\n<li>Manage your insurance policies, timely informing you about the relevant aspects<\/li>\n<li>Manage your claims, provide assistance and representation in front of insurance partners<\/li>\n<li>Give you peace of mind that you are protected for things that matter to you<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Why you should choose us?&#8221; tab_id=&#8221;1581792334546-7d48102b-86e3&#8243;][vc_column_text]<\/p>\n<ul>\n<li>Our services are based on technical expertise and robust business knowledge, underpinned by complete understanding of your specific needs<\/li>\n<li>We have access to a large range of insurance providers allowing us to offer bespoke insurance solutions, with the best value for you &#8211; both in terms of cover and price<\/li>\n<li>We think holistic and act responsible. We believe that respect and integrity are vital to building and maintaining trust and good, long term relationships<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row]<\/p>\n<div class=\"custom-main-content\" style=\"position: fixed; top: 0; left: 0; transform: translate(-100%, -100%); width: 150px;\">\n                Partners:\n<a href=\"https:\/\/book-of-slots.com\/\">book of ra 10 deluxe<\/a>\n<a href=\"https:\/\/oasissperreaufheben.com\/\">casino ohne 1 \u20ac limit<\/a>\n<a href=\"https:\/\/netellercasinos.org\/review\/bet365-casino-nl\/\">bet365 Casino NL<\/a>\n<a href=\"https:\/\/bonanza-sweet.org\/\">sweet bonanza spiele<\/a>\n<a href=\"https:\/\/kasinottrustly.com\/\">gluepay<\/a>\n<a href=\"https:\/\/casinosohneverifizierung.com\/\">casino auszahlung ohne verifizierung<\/a>\n<a href=\"https:\/\/casinoer-uden-rofus.com\/review\/bc-game-casino\/\">BC.Game Casino<\/a>\n<a href=\"https:\/\/casino-udenom-rofus.com\/\">casino uden dansk licens<\/a>\n<a href=\"https:\/\/paypalkasinot.com\/\">online casino paypal<\/a>\n<a href=\"https:\/\/toppikakasino.com\/\">bonuspelit<\/a>\n            <\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text]As a medical professional, you work under significant threat of facing lawsuits for alleged medical malpractice. One wrong diagnosis can lead you in a world of pain. Because your job as a medical professional can involve many risks, you should make sure you have a robust cover against these risks. Getting sued for medical malpractice&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":11330,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-asigurari.php","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","footnotes":""},"class_list":["post-10796","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>MEDICAL PROFESSIONAL LIABILITY INSURANCE - Holfin Asigurari<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.holfinasig.ro\/en\/business-insurances\/medical-professional-liability-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"MEDICAL PROFESSIONAL LIABILITY INSURANCE - Holfin Asigurari\" \/>\n<meta property=\"og:description\" content=\"[vc_row][vc_column][vc_column_text]As a medical professional, you work under significant threat of facing lawsuits for alleged medical malpractice. 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